/* ============================================================================
   KEYSTONE RECOVERY GROUP  -  Premium financial services site
   Design system: "elite financial institution meets modern technology company"
   Dark navy/charcoal foundation · restrained metallic/white accents
   ========================================================================== */

/* ---------- Tokens ---------- */
:root {
  /* Foundation */
  --navy-900: #070b14;
  --navy-850: #0a0f1d;
  --navy-800: #0c1322;
  --navy-700: #111a2e;
  --navy-600: #16223a;
  --charcoal: #0e131c;
  --ink: #e9edf4;
  --ink-soft: #b8c1d1;
  --ink-mute: #7e8aa0;
  --line: rgba(255, 255, 255, 0.09);
  --line-strong: rgba(255, 255, 255, 0.16);

  /* Accents  -  restrained metallic gold + cool steel */
  --gold: #c9a24b;
  --gold-soft: #e3c684;
  --gold-deep: #a07e2e;
  --steel: #6f8bb0;
  --steel-bright: #9fb6d6;

  /* Surfaces */
  --surface: rgba(255, 255, 255, 0.028);
  --surface-2: rgba(255, 255, 255, 0.05);
  --surface-3: rgba(255, 255, 255, 0.08);
  --card: linear-gradient(160deg, rgba(255,255,255,0.045), rgba(255,255,255,0.012));

  /* Type */
  --font-sans: "Inter", "Helvetica Neue", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-serif: "Cormorant Garamond", "Playfair Display", Georgia, "Times New Roman", serif;

  /* Geometry */
  --radius: 14px;
  --radius-lg: 22px;
  --radius-sm: 9px;
  --maxw: 1240px;
  --maxw-narrow: 880px;
  --gutter: clamp(20px, 5vw, 64px);

  /* Motion */
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --dur: 0.6s;

  /* Shadows */
  --shadow: 0 24px 60px -20px rgba(0, 0, 0, 0.75);
  --shadow-gold: 0 0 0 1px rgba(201, 162, 75, 0.35), 0 18px 50px -18px rgba(201, 162, 75, 0.28);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }
:where(section, main, header)[id] { scroll-margin-top: 86px; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-sans);
  background: var(--navy-900);
  color: var(--ink);
  line-height: 1.65;
  font-size: 17px;
  letter-spacing: 0.01em;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, video, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; border: none; background: none; }
ul { list-style: none; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; border-radius: 4px; }

/* ---------- Layout helpers ---------- */
.section { position: relative; padding: clamp(72px, 10vw, 150px) 0; }
.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.container-narrow { max-width: var(--maxw-narrow); }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 0.72rem; font-weight: 600; letter-spacing: 0.22em;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: 18px;
}
.eyebrow::before {
  content: ""; width: 28px; height: 1px; background: linear-gradient(90deg, var(--gold), transparent);
}
.h-xxl { font-family: var(--font-serif); font-weight: 600; line-height: 1.05; letter-spacing: -0.01em; font-size: clamp(2.3rem, 5.5vw, 4.1rem); }
.h-xl { font-family: var(--font-serif); font-weight: 600; line-height: 1.08; letter-spacing: -0.01em; font-size: clamp(1.9rem, 4vw, 3rem); }
.h-lg { font-family: var(--font-serif); font-weight: 600; line-height: 1.12; font-size: clamp(1.5rem, 2.6vw, 2.1rem); }
.lead { font-size: clamp(1.02rem, 1.5vw, 1.22rem); color: var(--ink-soft); }
.muted { color: var(--ink-mute); }
.gold { color: var(--gold); }
.section-head { max-width: 760px; margin-bottom: clamp(40px, 6vw, 72px); }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head.center .eyebrow::before { display: none; }
.section-head.center .eyebrow { justify-content: center; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 30px; border-radius: 100px; font-weight: 600; font-size: 0.96rem;
  letter-spacing: 0.01em; transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease), background 0.4s var(--ease), color 0.4s var(--ease);
  position: relative; white-space: nowrap;
}
.btn .arrow { transition: transform 0.4s var(--ease); }
.btn:hover .arrow { transform: translateX(4px); }
.btn-primary {
  background: linear-gradient(180deg, var(--gold-soft), var(--gold));
  color: #1a1304; box-shadow: 0 12px 32px -10px rgba(201, 162, 75, 0.6);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 18px 44px -10px rgba(201, 162, 75, 0.7); }
.btn-ghost {
  border: 1px solid var(--line-strong); color: var(--ink);
  background: rgba(255,255,255,0.02);
}
.btn-ghost:hover { border-color: var(--gold); color: var(--gold-soft); transform: translateY(-2px); }
.btn-lg { padding: 18px 38px; font-size: 1.02rem; }

/* ---------- Nav ---------- */
.nav {
  position: fixed; inset: 0 0 auto 0; z-index: 100;
  display: flex; align-items: center; justify-content: space-between;
  padding: 20px var(--gutter);
  transition: background 0.5s var(--ease), backdrop-filter 0.5s var(--ease), padding 0.5s var(--ease), border-color 0.5s var(--ease);
  border-bottom: 1px solid transparent;
}
.nav.scrolled {
  background: rgba(7, 11, 20, 0.82);
  backdrop-filter: blur(18px) saturate(140%);
  -webkit-backdrop-filter: blur(18px) saturate(140%);
  border-bottom: 1px solid var(--line);
  padding: 14px var(--gutter);
}
.brand { display: flex; align-items: center; gap: 13px; }
.brand .mark {
  width: 42px; height: 42px; border-radius: 11px; display: grid; place-items: center;
  font-family: var(--font-serif); font-weight: 700; font-size: 1.15rem; color: #1a1304;
  background: linear-gradient(160deg, var(--gold-soft), var(--gold-deep));
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.4), 0 8px 22px -8px rgba(201,162,75,0.5);
  letter-spacing: 0.02em;
}
.brand .name { font-family: var(--font-serif); font-weight: 600; font-size: 1.18rem; letter-spacing: 0.01em; }
.brand .name small { display: block; font-family: var(--font-sans); font-size: 0.6rem; letter-spacing: 0.32em; text-transform: uppercase; color: var(--ink-mute); font-weight: 600; margin-top: 2px; }
.nav-links { display: flex; align-items: center; gap: 34px; }
.nav-links a { font-size: 0.92rem; color: var(--ink-soft); font-weight: 500; position: relative; transition: color 0.3s var(--ease); }
.nav-links a::after { content: ""; position: absolute; left: 0; bottom: -6px; width: 0; height: 1px; background: var(--gold); transition: width 0.35s var(--ease); }
.nav-links a:hover { color: var(--ink); }
.nav-links a:hover::after { width: 100%; }
.nav-cta { display: flex; align-items: center; gap: 16px; }
.nav-burger { display: none; width: 44px; height: 44px; border-radius: 11px; border: 1px solid var(--line); place-items: center; background: var(--surface); }
.nav-burger span { display: block; width: 18px; height: 2px; background: var(--ink); position: relative; }
.nav-burger span::before, .nav-burger span::after { content: ""; position: absolute; left: 0; width: 18px; height: 2px; background: var(--ink); transition: 0.3s var(--ease); }
.nav-burger span::before { top: -6px; } .nav-burger span::after { top: 6px; }

/* ---------- Mobile menu ---------- */
.mobile-menu {
  position: fixed; inset: 0; z-index: 99; background: rgba(7,11,20,0.97);
  backdrop-filter: blur(22px); display: flex; flex-direction: column; justify-content: center;
  gap: 6px; padding: 0 var(--gutter); transform: translateY(-100%); transition: transform 0.55s var(--ease);
}
.mobile-menu.open { transform: translateY(0); }
.mobile-menu a { font-family: var(--font-serif); font-size: 1.9rem; padding: 14px 0; color: var(--ink-soft); border-bottom: 1px solid var(--line); }
.mobile-menu a:hover { color: var(--gold-soft); }
.mobile-menu .btn { margin-top: 30px; }

/* ---------- Hero ---------- */
.hero { position: relative; min-height: 100vh; min-height: 100svh; display: flex; align-items: center; overflow: hidden; }
.hero-media { position: absolute; inset: 0; z-index: 0; background: var(--navy-900); }
.hero-media video, .hero-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: 0; transition: opacity 1.6s var(--ease); }
.hero-media video.active, .hero-media img.active { opacity: 1; }
.hero-scrim { position: absolute; inset: 0; z-index: 1;
  background:
    radial-gradient(120% 90% at 15% 20%, rgba(7,11,20,0.55), transparent 60%),
    linear-gradient(90deg, rgba(7,11,20,0.92) 0%, rgba(7,11,20,0.72) 42%, rgba(7,11,20,0.35) 100%),
    linear-gradient(0deg, rgba(7,11,20,0.95) 0%, rgba(7,11,20,0.15) 45%);
}
.hero-grain { position: absolute; inset: 0; z-index: 1; opacity: 0.5;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.5'/%3E%3C/svg%3E");
  mix-blend-mode: overlay; pointer-events: none;
}
.hero-inner { position: relative; z-index: 2; width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 120px var(--gutter) 90px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 10px; padding: 8px 16px; border-radius: 100px;
  border: 1px solid var(--line-strong); background: rgba(255,255,255,0.04); backdrop-filter: blur(8px);
  font-size: 0.78rem; letter-spacing: 0.04em; color: var(--ink-soft); margin-bottom: 28px;
}
.hero-badge .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px rgba(201,162,75,0.18); animation: pulse 2.4s infinite; }
@keyframes pulse { 0%,100%{ transform: scale(1); opacity:1 } 50%{ transform: scale(1.4); opacity:0.6 } }
.hero h1 { max-width: 16ch; margin-bottom: 26px; text-shadow: 0 2px 30px rgba(0,0,0,0.5); }
.hero h1 .accent { color: var(--gold-soft); font-style: italic; }
.hero-sub { max-width: 56ch; color: var(--ink-soft); font-size: clamp(1.02rem, 1.5vw, 1.24rem); margin-bottom: 38px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 16px; margin-bottom: 44px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 26px 38px; padding-top: 30px; border-top: 1px solid var(--line); max-width: 720px; }
.hero-trust .t { display: flex; align-items: center; gap: 11px; font-size: 0.9rem; color: var(--ink-soft); }
.hero-trust .t svg { color: var(--gold); flex: none; }
.hero-scroll { position: absolute; left: 50%; bottom: 30px; transform: translateX(-50%); z-index: 3; color: var(--ink-mute); font-size: 0.72rem; letter-spacing: 0.24em; text-transform: uppercase; display: flex; flex-direction: column; align-items: center; gap: 10px; }
.hero-scroll .line { width: 1px; height: 46px; background: linear-gradient(var(--gold), transparent); animation: scrolldn 2s var(--ease) infinite; transform-origin: top; }
@keyframes scrolldn { 0%{ transform: scaleY(0) } 40%{ transform: scaleY(1) } 100%{ transform: scaleY(0); transform-origin: bottom } }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.9s var(--ease-out), transform 0.9s var(--ease-out); }
.reveal.in { opacity: 1; transform: none; }
.reveal[data-delay="1"] { transition-delay: 0.08s; }
.reveal[data-delay="2"] { transition-delay: 0.16s; }
.reveal[data-delay="3"] { transition-delay: 0.24s; }
.reveal[data-delay="4"] { transition-delay: 0.32s; }
.reveal[data-delay="5"] { transition-delay: 0.4s; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1 !important; transform: none !important; transition: none !important; }
  .hero-scroll .line, .hero-badge .dot { animation: none !important; }
  html { scroll-behavior: auto; }
}

/* ---------- Intro ---------- */
.intro-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(40px, 6vw, 90px); align-items: center; }
.intro-body, [data-intro-body] { margin-top: clamp(20px, 2.4vw, 32px); }
.intro-body p, [data-intro-body] p { margin-bottom: 26px; color: var(--ink-soft); line-height: 1.95; }
.intro-body p:last-child, [data-intro-body] p:last-child { margin-bottom: 0; }
.intro-highlights { display: flex; flex-direction: column; gap: 0; margin-top: 34px; }
.intro-highlights .row { display: flex; gap: 18px; padding: 20px 0; border-top: 1px solid var(--line); }
.intro-highlights .row:last-child { border-bottom: 1px solid var(--line); }
.intro-highlights .ic { flex: none; width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; background: var(--surface-2); border: 1px solid var(--line); color: var(--gold); }
.intro-highlights .row h4 { font-size: 1.02rem; font-weight: 600; margin-bottom: 3px; }
.intro-highlights .row p { font-size: 0.94rem; color: var(--ink-mute); margin: 0; }
.intro-visual { position: relative; border-radius: var(--radius-lg); overflow: hidden; border: 1px solid var(--line); background: linear-gradient(160deg, var(--navy-700), var(--navy-850)); aspect-ratio: 4/5; min-height: 420px; }
.intro-visual .vlayer { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: 0; transition: opacity 1.4s var(--ease); }
.intro-visual .vlayer.active { opacity: 1; }
.intro-visual .glow { position: absolute; inset: 0; background: radial-gradient(60% 50% at 70% 30%, rgba(201,162,75,0.22), transparent 70%); }
.intro-visual .badge { position: absolute; left: 22px; bottom: 22px; right: 22px; padding: 18px 20px; border-radius: var(--radius); background: rgba(7,11,20,0.7); backdrop-filter: blur(12px); border: 1px solid var(--line-strong); }
.intro-visual .badge .v { font-family: var(--font-serif); font-size: 2.2rem; color: var(--gold-soft); }
.intro-visual .badge .l { font-size: 0.82rem; color: var(--ink-soft); }

/* ---------- Step process ---------- */
.steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; counter-reset: step; }
.step { position: relative; padding: 30px 24px; border-radius: var(--radius); background: var(--card); border: 1px solid var(--line); transition: transform 0.5s var(--ease), border-color 0.5s var(--ease), background 0.5s var(--ease); overflow: hidden; }
.step::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 2px; background: linear-gradient(90deg, var(--gold), transparent); transform: scaleX(0); transform-origin: left; transition: transform 0.5s var(--ease); }
.step:hover { transform: translateY(-6px); border-color: var(--line-strong); background: var(--surface-2); }
.step:hover::before { transform: scaleX(1); }
.step .num { font-family: var(--font-serif); font-size: 1.5rem; color: var(--gold); opacity: 0.85; }
.step .ic { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: var(--surface-2); border: 1px solid var(--line); color: var(--gold-soft); margin: 14px 0 18px; }
.step h4 { font-size: 1.06rem; font-weight: 600; margin-bottom: 10px; line-height: 1.25; }
.step p { font-size: 0.9rem; color: var(--ink-mute); }
.steps-note { margin-top: 30px; text-align: center; font-size: 0.84rem; color: var(--ink-mute); }

/* ---------- Services ---------- */
.svc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.svc { position: relative; padding: 34px 30px; border-radius: var(--radius-lg); background: var(--card); border: 1px solid var(--line); transition: transform 0.5s var(--ease), border-color 0.5s var(--ease), box-shadow 0.5s var(--ease); overflow: hidden; }
.svc::after { content: ""; position: absolute; width: 240px; height: 240px; right: -80px; top: -90px; background: radial-gradient(circle, rgba(201,162,75,0.16), transparent 70%); opacity: 0; transition: opacity 0.5s var(--ease); }
.svc:hover { transform: translateY(-6px); border-color: rgba(201,162,75,0.35); box-shadow: var(--shadow); }
.svc:hover::after { opacity: 1; }
.svc .ic { width: 54px; height: 54px; border-radius: 14px; display: grid; place-items: center; background: linear-gradient(160deg, var(--surface-3), var(--surface)); border: 1px solid var(--line-strong); color: var(--gold); margin-bottom: 22px; }
.svc h3 { font-family: var(--font-serif); font-size: 1.32rem; font-weight: 600; margin-bottom: 12px; }
.svc p { font-size: 0.94rem; color: var(--ink-mute); margin-bottom: 20px; }
.svc .tags { display: flex; flex-wrap: wrap; gap: 8px; }
.svc .tags span { font-size: 0.72rem; letter-spacing: 0.03em; padding: 5px 11px; border-radius: 100px; border: 1px solid var(--line); color: var(--ink-soft); background: var(--surface); }

/* ---------- Why ---------- */
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.why-card { padding: 28px 26px; border-radius: var(--radius); background: var(--surface); border: 1px solid var(--line); transition: background 0.4s var(--ease), border-color 0.4s var(--ease); }
.why-card:hover { background: var(--surface-2); border-color: var(--line-strong); }
.why-card .ic { width: 42px; height: 42px; border-radius: 11px; display: grid; place-items: center; background: var(--surface-2); border: 1px solid var(--line); color: var(--gold); margin-bottom: 18px; }
.why-card h4 { font-size: 1.06rem; font-weight: 600; margin-bottom: 8px; }
.why-card p { font-size: 0.9rem; color: var(--ink-mute); }

/* ---------- Stats ---------- */
.stats { background: linear-gradient(180deg, var(--navy-850), var(--charcoal)); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.stat { text-align: center; padding: 30px 18px; border-radius: var(--radius); border: 1px solid var(--line); background: var(--surface); position: relative; overflow: hidden; }
.stat::before { content: ""; position: absolute; inset: 0; background: radial-gradient(80% 60% at 50% 0%, rgba(201,162,75,0.1), transparent 70%); }
.stat .v { font-family: var(--font-serif); font-size: clamp(2.6rem, 5vw, 3.8rem); line-height: 1; color: var(--gold-soft); font-weight: 600; letter-spacing: -0.01em; }
.stat .l { margin-top: 12px; font-size: 0.9rem; color: var(--ink-soft); max-width: 22ch; margin-inline: auto; }
.stats-note { margin-top: 28px; text-align: center; font-size: 0.8rem; color: var(--ink-mute); }

/* ---------- Stories ---------- */
.stories-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.story { padding: 32px 30px; border-radius: var(--radius-lg); background: var(--card); border: 1px solid var(--line); position: relative; transition: transform 0.5s var(--ease), border-color 0.5s var(--ease); }
.story:hover { transform: translateY(-5px); border-color: rgba(201,162,75,0.3); }
.story .amt { font-family: var(--font-serif); font-size: 2.4rem; color: var(--gold-soft); font-weight: 600; line-height: 1; }
.story .state { position: absolute; top: 30px; right: 30px; font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-mute); border: 1px solid var(--line); padding: 5px 12px; border-radius: 100px; }
.story h4 { margin: 16px 0 10px; font-size: 1.05rem; font-weight: 600; }
.story p { font-size: 0.92rem; color: var(--ink-mute); }
.stories-note { margin-top: 24px; text-align: center; font-size: 0.8rem; color: var(--ink-mute); }

/* ---------- Map / National presence ---------- */
.presence { background: linear-gradient(180deg, var(--charcoal), var(--navy-850)); }
.map-wrap { display: grid; grid-template-columns: 1.7fr 1fr; gap: clamp(30px, 5vw, 64px); align-items: center; }
.map-box { position: relative; border-radius: var(--radius-lg); border: 1px solid var(--line); background: radial-gradient(120% 100% at 50% 0%, rgba(201,162,75,0.06), transparent 60%), var(--navy-850); padding: 18px; overflow: hidden; }
#us-map { width: 100%; height: auto; display: block; }
#us-map path { stroke: var(--navy-900); stroke-width: 0.6; transition: fill 0.4s var(--ease), transform 0.3s var(--ease); cursor: default; transform-box: fill-box; transform-origin: center; }
#us-map path.active { fill: var(--gold); cursor: pointer; }
#us-map path.active:hover { fill: var(--gold-soft); }
#us-map path.muted { fill: rgba(255,255,255,0.07); }
#us-map path.muted:hover { fill: rgba(255,255,255,0.16); }
.map-legend { display: flex; gap: 22px; margin-top: 18px; font-size: 0.82rem; color: var(--ink-soft); }
.map-legend .li { display: flex; align-items: center; gap: 8px; }
.map-legend .sw { width: 14px; height: 14px; border-radius: 4px; }
.map-legend .sw.on { background: var(--gold); }
.map-legend .sw.off { background: rgba(255,255,255,0.12); }
.map-info h3 { font-family: var(--font-serif); font-size: 1.6rem; margin-bottom: 12px; }
.map-info p { color: var(--ink-soft); font-size: 0.96rem; margin-bottom: 22px; }
.map-stat { display: flex; gap: 16px; align-items: baseline; padding: 16px 0; border-top: 1px solid var(--line); }
.map-stat:last-of-type { border-bottom: 1px solid var(--line); }
.map-stat .n { font-family: var(--font-serif); font-size: 2rem; color: var(--gold-soft); min-width: 86px; }
.map-stat .d { font-size: 0.88rem; color: var(--ink-mute); }
.map-tooltip {
  position: absolute; pointer-events: none; z-index: 5; opacity: 0; transform: translate(-50%, -120%);
  background: rgba(7,11,20,0.94); border: 1px solid var(--line-strong); border-radius: 10px;
  padding: 9px 13px; font-size: 0.82rem; white-space: nowrap; transition: opacity 0.2s var(--ease);
  box-shadow: var(--shadow);
}
.map-tooltip .t-name { font-weight: 600; color: var(--ink); }
.map-tooltip .t-sub { color: var(--gold-soft); font-size: 0.76rem; margin-top: 2px; }
.map-note { margin-top: 24px; font-size: 0.8rem; color: var(--ink-mute); }

/* ---------- Eligibility / Form ---------- */
.elig { background: linear-gradient(180deg, var(--navy-850), var(--charcoal)); }
.elig-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: clamp(36px, 5vw, 72px); align-items: start; }
.elig-aside h2 { margin-bottom: 18px; }
.elig-aside p { color: var(--ink-soft); margin-bottom: 26px; }
.elig-points { display: flex; flex-direction: column; gap: 14px; }
.elig-points .p { display: flex; gap: 13px; align-items: flex-start; }
.elig-points .p .ic { flex: none; width: 34px; height: 34px; border-radius: 9px; display: grid; place-items: center; background: var(--surface-2); border: 1px solid var(--line); color: var(--gold); }
.elig-points .p span { font-size: 0.94rem; color: var(--ink-soft); }
.elig-form { padding: clamp(26px, 4vw, 42px); border-radius: var(--radius-lg); background: var(--card); border: 1px solid var(--line-strong); box-shadow: var(--shadow); position: relative; overflow: hidden; }
.elig-form::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 3px; background: linear-gradient(90deg, var(--gold-deep), var(--gold-soft), var(--gold-deep)); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 16px; }
.field { display: flex; flex-direction: column; gap: 7px; margin-bottom: 16px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 0.82rem; color: var(--ink-soft); font-weight: 500; letter-spacing: 0.01em; }
.field label .req { color: var(--gold); }
.field input, .field select, .field textarea {
  width: 100%; padding: 13px 15px; border-radius: var(--radius-sm); background: rgba(7,11,20,0.6);
  border: 1px solid var(--line); color: var(--ink); font-size: 0.95rem; transition: border-color 0.3s var(--ease), box-shadow 0.3s var(--ease), background 0.3s var(--ease);
}
.field input::placeholder, .field textarea::placeholder { color: var(--ink-mute); }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,162,75,0.15); background: rgba(7,11,20,0.85); }
.field textarea { resize: vertical; min-height: 96px; }
.field select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%237e8aa0' stroke-width='1.6' fill='none'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 15px center; padding-right: 38px; }
.form-consent { display: flex; gap: 10px; align-items: flex-start; font-size: 0.8rem; color: var(--ink-mute); margin: 6px 0 22px; }
.form-consent input { margin-top: 3px; accent-color: var(--gold); flex: none; width: 16px; height: 16px; }
.form-success { display: none; padding: 30px; border-radius: var(--radius); border: 1px solid rgba(201,162,75,0.4); background: rgba(201,162,75,0.06); text-align: center; }
.form-success.show { display: block; animation: fadein 0.5s var(--ease); }
.form-success .ic { width: 54px; height: 54px; margin: 0 auto 16px; border-radius: 50%; display: grid; place-items: center; background: rgba(201,162,75,0.15); color: var(--gold-soft); }
.form-success h4 { font-family: var(--font-serif); font-size: 1.4rem; margin-bottom: 8px; }
@keyframes fadein { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }

/* ---------- Final CTA ---------- */
.final { position: relative; overflow: hidden; text-align: center; padding: clamp(80px, 11vw, 160px) 0; }
.final .bg { position: absolute; inset: 0; z-index: 0; background: radial-gradient(80% 120% at 50% 0%, rgba(201,162,75,0.16), transparent 60%), linear-gradient(180deg, var(--navy-800), var(--navy-900)); }
.final .inner { position: relative; z-index: 1; max-width: 820px; margin: 0 auto; padding: 0 var(--gutter); }
.final h2 { margin-bottom: 22px; }
.final p { color: var(--ink-soft); font-size: 1.1rem; margin-bottom: 38px; max-width: 60ch; margin-inline: auto; }
.final .actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ---------- FAQ ---------- */
.faq-grid { display: grid; grid-template-columns: 0.4fr 1fr; gap: clamp(30px, 5vw, 60px); align-items: start; }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item { border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); overflow: hidden; transition: border-color 0.4s var(--ease), background 0.4s var(--ease); }
.faq-item.open { border-color: rgba(201,162,75,0.35); background: var(--surface-2); }
.faq-q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 22px 26px; text-align: left; font-size: 1.04rem; font-weight: 600; color: var(--ink); }
.faq-q .pm { flex: none; width: 26px; height: 26px; border-radius: 50%; border: 1px solid var(--line-strong); display: grid; place-items: center; position: relative; transition: 0.4s var(--ease); }
.faq-q .pm::before, .faq-q .pm::after { content: ""; position: absolute; background: var(--gold); transition: 0.4s var(--ease); }
.faq-q .pm::before { width: 11px; height: 2px; } .faq-q .pm::after { width: 2px; height: 11px; }
.faq-item.open .pm { transform: rotate(90deg); background: rgba(201,162,75,0.12); }
.faq-item.open .pm::after { opacity: 0; }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.5s var(--ease); }
.faq-a .inner { padding: 0 26px 24px; color: var(--ink-mute); font-size: 0.96rem; }

/* ---------- Footer ---------- */
.footer { background: var(--navy-900); border-top: 1px solid var(--line); padding: clamp(56px, 7vw, 90px) 0 32px; }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 48px; border-bottom: 1px solid var(--line); }
.footer-brand .name { font-family: var(--font-serif); font-size: 1.3rem; font-weight: 600; margin-bottom: 14px; display: flex; align-items: center; gap: 12px; }
.footer-brand .name .mark { width: 38px; height: 38px; border-radius: 10px; display: grid; place-items: center; font-family: var(--font-serif); font-weight: 700; color: #1a1304; background: linear-gradient(160deg, var(--gold-soft), var(--gold-deep)); }
.footer-brand p { color: var(--ink-soft); font-size: 0.92rem; max-width: 34ch; margin-bottom: 22px; }
.footer-contact { display: flex; flex-direction: column; gap: 9px; font-size: 0.92rem; color: var(--ink-soft); }
.footer-contact a:hover { color: var(--gold-soft); }
.footer-col h5 { font-size: 0.78rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--ink-mute); margin-bottom: 18px; }
.footer-col a { display: block; padding: 7px 0; color: var(--ink-soft); font-size: 0.92rem; transition: color 0.3s var(--ease), padding-left 0.3s var(--ease); }
.footer-col a:hover { color: var(--gold-soft); padding-left: 5px; }
.footer-bottom { display: flex; flex-wrap: wrap; gap: 16px; justify-content: space-between; align-items: center; padding-top: 28px; }
.footer-bottom .legal { font-size: 0.78rem; color: var(--ink-mute); max-width: 70ch; line-height: 1.6; }
.footer-bottom .meta { font-size: 0.8rem; color: var(--ink-mute); display: flex; gap: 20px; align-items: center; }
.footer-bottom .meta a:hover { color: var(--gold-soft); }

/* ---------- Back to top ---------- */
.to-top { position: fixed; right: 26px; bottom: 26px; z-index: 90; width: 48px; height: 48px; border-radius: 50%; display: grid; place-items: center; background: var(--navy-700); border: 1px solid var(--line-strong); color: var(--gold-soft); opacity: 0; transform: translateY(16px); pointer-events: none; transition: opacity 0.4s var(--ease), transform 0.4s var(--ease), background 0.3s var(--ease); }
.to-top.show { opacity: 1; transform: none; pointer-events: auto; }
.to-top:hover { background: var(--gold); color: #1a1304; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .steps { grid-template-columns: repeat(3, 1fr); }
  .step:last-child { grid-column: 2 / 3; }
  .svc-grid { grid-template-columns: repeat(2, 1fr); }
  .intro-grid, .elig-grid, .map-wrap, .faq-grid { grid-template-columns: 1fr; }
  .intro-visual { max-width: 460px; }
  .footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  body { font-size: 16px; }
  .nav-links, .nav-cta .btn { display: none; }
  .nav-burger { display: grid; }
  .steps { grid-template-columns: 1fr; }
  .step:last-child { grid-column: auto; }
  .svc-grid, .why-grid, .stats-grid, .stories-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .form-row { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 30px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .hero-actions .btn { flex: 1 1 auto; }
}
@media (max-width: 420px) {
  .stats-grid { grid-template-columns: 1fr; }
}